[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ascendancy.cz\/penize-si-muzete-pujcit-i-se-zapisem-v-registru\/#Article","mainEntityOfPage":"https:\/\/www.ascendancy.cz\/penize-si-muzete-pujcit-i-se-zapisem-v-registru\/","headline":"Pen\u00edze si m\u016f\u017eete p\u016fj\u010dit i se z\u00e1pisem v registru","name":"Pen\u00edze si m\u016f\u017eete p\u016fj\u010dit i se z\u00e1pisem v registru","description":"Pen\u00edze jsou pot\u0159eba neust\u00e1le. T\u00edm sp\u00ed\u0161e, kdy\u017e se \u010dlov\u011bk vrhne do podnik\u00e1n\u00ed anebo si po\u0159\u00edd\u00ed…","datePublished":"2019-08-08","dateModified":"2019-08-08","author":{"@type":"Person","@id":"https:\/\/www.ascendancy.cz\/author\/#Person","name":"","url":"https:\/\/www.ascendancy.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69d60390520d119f85d8cec6b8d4a182083b2d589719395da6bae47bff4b5efa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69d60390520d119f85d8cec6b8d4a182083b2d589719395da6bae47bff4b5efa?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ascendancy.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ascendancy.cz\/wp-content\/uploads\/img_a360023_w2586_t1573911331.png","url":"https:\/\/www.ascendancy.cz\/wp-content\/uploads\/img_a360023_w2586_t1573911331.png","height":0,"width":0},"url":"https:\/\/www.ascendancy.cz\/penize-si-muzete-pujcit-i-se-zapisem-v-registru\/","about":["Pen\u00edze"],"wordCount":419,"articleBody":"  Pen\u00edze jsou pot\u0159eba neust\u00e1le. T\u00edm sp\u00ed\u0161e, kdy\u017e se \u010dlov\u011bk vrhne do podnik\u00e1n\u00ed anebo si po\u0159\u00edd\u00ed rodinu. Jeho pot\u0159eba pen\u011bz n\u00e1hle prudce nar\u016fst\u00e1, ov\u0161em ochota poskytovatel\u016f \u00fav\u011br\u016f \u00fam\u011brn\u011b tomu kles\u00e1. A to je\u0161t\u011b nemluv\u00edme o situaci, kdy se ve va\u0161em registru objev\u00ed z\u00e1pis.Z\u00e1pis v registru m\u016f\u017ee b\u00fdt opravdu nep\u0159\u00edjemn\u00e1 v\u011bc. Je to jako m\u00edt stigma, kter\u00e9 p\u0159ed nik\u00fdm neutaj\u00edte \u2013 tedy minim\u00e1ln\u011b p\u0159ed poskytovateli p\u016fj\u010dek ne. Jakmile se rozhodnete po\u017e\u00e1dat o \u00fav\u011br, tak si ka\u017ed\u00fd poskytovatel \u00fav\u011br\u016f va\u0161e registry okam\u017eit\u011b prov\u011b\u0159\u00ed. Je to jeho z\u00e1konn\u00e1 povinnost, tak\u017ee nehled\u011b na to, jak s takovou informac\u00ed n\u00e1sledn\u011b nalo\u017e\u00ed, to stejn\u011b tak jako tak mus\u00ed ud\u011blat. Jestli\u017ee n\u011bjak\u00fd z\u00e1pis m\u00e1te, pak se n\u00e1sleduj\u00edc\u00ed postup bank a nebankovn\u00edch spole\u010dnost\u00ed li\u0161\u00ed. Po takov\u00e9m zji\u0161t\u011bn\u00ed banka va\u0161i \u017e\u00e1dost automaticky zam\u00edtne, a to plat\u00ed a\u017e do doby, dokud z\u00e1pis nezmiz\u00ed. Nebankovn\u00ed spole\u010dnosti v\u00e1m naopak nab\u00edzej\u00ed \u0159e\u0161en\u00ed \u2013 z\u00e1pis jsou ochotn\u00e9 tolerovat v p\u0159\u00edpad\u011b, \u017ee nem\u00e1 vliv na va\u0161i schopnost spl\u00e1cet.Z toho je jasn\u00e9, \u017ee kdy\u017e v\u00edte, \u017ee va\u0161e registry nejsou bez poskvrny, tak nem\u00e1 smysl chodit do banky. Nic zde nikomu nevysv\u011btl\u00edte, v\u00fdjimky neexistuj\u00ed \u2013 se z\u00e1znamem \u00fav\u011br nez\u00edsk\u00e1te. V nebankovn\u00ed spole\u010dnosti m\u016f\u017eete v takov\u00e9 situaci po\u017e\u00e1dat o hypot\u00e9ky bez registru http:\/\/www.fahd.cz\/hypoteka-bez-registru\/. I v p\u0159\u00edpad\u011b \u00fav\u011bru bez registru si poskytovatel va\u0161e registry prov\u011b\u0159\u00ed, ov\u0161em mal\u00e9, ale i v\u011bt\u0161\u00ed z\u00e1znamy m\u016f\u017ee tolerovat \u2013 z\u00e1le\u017e\u00ed na tom, co vypov\u00eddaj\u00ed o va\u0161\u00ed schopnosti spl\u00e1cet finan\u010dn\u00ed z\u00e1vazky. Drobnosti jako jsou opo\u017ed\u011bn\u00e9 platby, je mo\u017en\u00e9 tolerovat, dokonce m\u016f\u017eete z\u00edskat stejn\u011b v\u00fdhodnou \u00farokovou m\u00edru jako v p\u0159\u00edpad\u011b bez z\u00e1znam\u016f. V p\u0159\u00edpad\u011b v\u00fdznamn\u011bj\u0161\u00edch z\u00e1pis\u016f bude \u00faro\u010den\u00ed \u00fav\u011bru vy\u0161\u0161\u00ed. Z\u00e1le\u017e\u00ed tedy na ka\u017ed\u00e9m, aby si rozmyslel, jak moc p\u016fj\u010dku pot\u0159ebuje. Nicm\u00e9n\u011b i \u00fav\u011br s vy\u0161\u0161\u00edmi \u00faroky m\u016f\u017ee b\u00fdt dobr\u00fdm \u0159e\u0161en\u00edm, proto\u017ee jakmile v\u00e1\u0161 z\u00e1pis z registru zmiz\u00ed, m\u016f\u017eete jej v\u00fdhodn\u011b refinancovat \u2013 a\u0165 u\u017e v bance anebo v nebankovn\u00ed spole\u010dnosti.                                                                                                                                                                                                                                                                                                                                                                                                 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